Fee-only financial advisors for wealthy individuals and families.
The $2M-$20M bracket is underserved. Retail advisors prioritize them too narrowly; UHNW shops ignore them. Planning needs span tax-efficient investing, estate basics, real-estate and alternatives, insurance optimization, and tax strategy — but at a scale where multi-family-office services are overkill.
What our matched specialists handle
- $5M net worth — is a wirehouse worth 1% AUM vs fee-only?
- Estate planning — what do I actually need?
- Tax optimization across accounts
- Real estate vs stock allocation
- Insurance — am I covered but not over-insured?
Tools & guides
Wealth Coordination Calculator
Quick snapshot of what multi-account wealth coordination is worth: fee drag across accounts, asset-location gains, and tax-loss harvesting value.
Wealthy Household Financial Planning Guide
Detailed framework — rules, tradeoffs, employer- and account-specific nuances, common mistakes.
Estate Planning for Wealthy Families
What you actually need at $2M–$20M after the OBBBA raised the estate tax exemption to $15M. Beneficiary designations, trusts, stepped-up basis, and advisor coordination.
Fee-Only vs. 1% AUM: The Real Cost Comparison
At $5M, a 1% AUM advisor costs $50,000/year. See what fee-only alternatives cost, how the math compounds over 20 years, and what to ask before you hire.
Roth Conversion Strategy for Wealthy Families
A $3M traditional IRA can force $120,000+/year in RMD income at 73. See whether converting now at a lower rate makes sense — with an interactive calculator.
Real Estate vs. Stocks at $2M–$20M
Tax treatment, 1031 exchanges, REIT vs. direct, and how to think about your total real estate allocation — including your primary home.
Tax-Loss Harvesting & Direct Indexing
At $3M in taxable assets, systematic harvesting can offset $45,000 in gains per year. See the math, the wash sale trap, and when direct indexing pays.
How matching works
Get matched with a specialist
Fee-only advisor with no commission conflict. Free match.
Wealthy Advisor Match is a matching service. We connect you with vetted fee-only financial advisors in our network — we don't manage money or provide advice ourselves. Advisors in our network are fiduciaries who charge transparent fees (not product commissions), and we match you based on your specific situation.